Standalone Financial Highlights 2018-2019

(₹ in crore)
FINANCIAL HIGHLIGHTS  FY 2015 FY 2016  FY 2017  FY 2018  FY 2019
Deposits 74,860 138,643 157,426 192,643 225,880
Advances 66,161 118,665 136,082 169,718 205,695
Investments 28,659 51,260 45,074 64,562 71,189
Total Assets 106,012 192,260 214,590 264,933 312,172
Net Interest Income 4,224 6,900 8,126 9,532 11,259
Fee Income 1,226 1,764 2,121 2,765 3,391
Other Non Interest Income 802 848 1,356 1,288 1,213
Operating profit 2,997 4,041 5,985 7,158 8,348
Provisions and Contingencies 164 917 837 940 962
Tax Provision 967 1,034 1,737 2,134 2,520
Net Profit 1,866 2,090 3,411 4,084 4,865
KEY FINANCIAL INDICATORS
Net Interest Margins 4.9% 4.4% 4.5% 4.4% 4.3%
Cost to Income Ratio 52% 58% 48% 47% 47%
Return on Average Assets 2.0% 1.2% 1.7% 1.7% 1.7%
Fee / NII Plus other Income 19.6% 18.5% 18.3% 20.4% 21.4%
NII / NII Plus other Income 67.6% 72.5% 70.0% 70.2% 71.0%
Capital Adequacy Ratio 17.2% 16.3% 16.8% 18.2% 17.5%
Tier I 16.2% 15.3% 15.9% 17.6% 16.9%
Gross NPA Ratio 1.9% 2.4% 2.6% 2.2% 2.1%
Net NPA Ratio 0.9% 1.1% 1.3% 1.0% 0.8%